Cookie Policy

Effective Date: January 1, 2026

1. What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and give website owners information about how visitors use their site.

This Cookie Policy explains how United Processing Solutions LLC ("we," "us," or "our") uses cookies and similar tracking technologies on the RatesNegotiator website.

2. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and account access. You cannot opt out of these cookies as the website would not function without them.

  • Session cookies: Maintain your session while you navigate the website
  • Security cookies: Help protect against security threats and fraudulent activity
  • Authentication cookies: Remember your login status

Performance and Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting information about pages visited, time spent on pages, and any error messages encountered. This information helps us improve website performance and user experience.

  • Google Analytics: Collects anonymized data about website usage patterns
  • Performance monitoring: Helps us identify and fix technical issues

Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences and settings.

  • Preference cookies: Remember your language and region preferences
  • Customization cookies: Store your display preferences

Marketing and Advertising Cookies

We may use these cookies to deliver relevant advertisements and track the effectiveness of our marketing campaigns. These cookies may be set by third-party advertising networks.

  • Retargeting cookies: May be used to show you relevant ads on other websites
  • Conversion tracking: Help us measure the effectiveness of our advertising

3. Third-Party Cookies

Some cookies on our website are placed by third-party services that appear on our pages. These third parties may include:

  • Google Analytics: For website analytics and performance monitoring
  • Chat services: To provide customer support functionality
  • Social media platforms: If you use social sharing features

We do not control these third-party cookies. Please refer to the respective privacy policies of these services for more information about their data practices.

4. Cookie Duration

Cookies can remain on your device for different periods of time:

  • Session cookies: These are temporary and are deleted when you close your browser.
  • Persistent cookies: These remain on your device for a set period (ranging from days to years) or until you delete them manually.

5. Managing Your Cookie Preferences

You have several options for managing cookies:

Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically:

  • View cookies stored on your device
  • Delete all or specific cookies
  • Block cookies from all or specific websites
  • Block third-party cookies
  • Set preferences for certain types of cookies

Please note that disabling certain cookies may affect the functionality of our website.

Browser-Specific Instructions

  • Chrome: Settings → Privacy and Security → Cookies and other site data
  • Firefox: Settings → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Manage Website Data
  • Edge: Settings → Cookies and site permissions → Manage and delete cookies

Opt-Out Tools

For analytics and advertising cookies, you can use these tools:

6. Do Not Track Signals

Some browsers offer a "Do Not Track" (DNT) feature that signals to websites that you do not want to be tracked. Currently, there is no universal standard for how websites should respond to DNT signals. We currently do not respond to DNT signals, but we respect your privacy choices through the cookie management options described above.

7. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We encourage you to review this policy periodically. The "Effective Date" at the top indicates when this policy was last updated.

8. Contact Us

If you have questions about our use of cookies or this Cookie Policy, please contact us:

United Processing Solutions LLC
Email: admin@ratesnegotiator.com

9. Related Policies

For more information about how we handle your data, please review our: