Choose Your Path to Lower Rates
Whether you want to DIY or have experts handle it, we have solutions that fit your business.
Free Analysis — $0
See exactly what you are paying in processing fees and get personalized tier recommendations.
- Complete fee breakdown by category
- Comparison to industry benchmarks
- Estimated savings potential
- Personalized savings projections with tier suggestions
- Delivered via email within 48 hours
Premium Playbook + Coaching — $299 one-time (Most Popular)
Expert negotiation scripts, email templates, fee comparison tools, and a 15-minute coaching call — everything you need to go directly to your processor and negotiate lower rates.
- 15-minute expert coaching call
- Step-by-step negotiation guide
- Phone scripts that work
- Email templates for processors
- Insider negotiation tactics
- Rate comparison spreadsheet
- 60-day money-back guarantee
Negotiate For You — Contact Us
We negotiate on your behalf — you keep the majority of your savings. Pricing is based on your processing volume and discussed on a quick call.
- Expert negotiators handle everything
- Direct contact with your processor
- No fee if we cannot negotiate any savings
- Results within 2–4 weeks
- Keep your existing processor and setup
Pricing is discussed during a complimentary call. No upfront commitment required.
Not sure which option is right for you?
Start with a free analysis. Let RatesNegotiator show you exactly what you're paying and recommend the best path forward.
How the Negotiate For You Service Works
- Contact us and upload your statement — Fill out a quick form and upload your most recent processing statement so we can review it.
- We call you to discuss pricing and next steps — Our team reviews your statement and calls you to walk through what we found and how we can help.
- We negotiate with your processor — Our experts handle all communications and negotiations directly with your payment processor.
- You start saving — We present the negotiated rates for your approval. You only pay when we deliver results.
For every $1 you pay us, you keep $2–3 long-term. Backed by testimonials and our no-risk guarantee.
Pricing You Can Trust
- Value-Based — Pay only for results — no hidden fees.
- Volume-Based Fairness — Larger businesses receive volume benefits with a lower fee percentage.
- No-Risk Guarantee — If we are unable to negotiate any savings, you owe us nothing per the Service Agreement.
- Tested for Optimal ROI — Pricing structured to maximize your savings and our service quality.
Terms: Savings calculated transparently based on estimated first-year Annual Savings from your actual processing statements. No savings = no fee. Full terms are set forth in the Service Agreement signed at engagement.